The Digita.com Web site is provided by Digita International Limited ("Digita"). Access to and use of this Web site is subject to the following terms and conditions. By accessing the Digita.com Web site you signify your acceptance of these terms and conditions of use. Digita reserve the right to change these terms and conditions at any time and will not be obliged to notify you of any such changes. You are therefore advised to check these terms and conditions regularly and that your continued use of the website following any such change indicates your acceptance of the new terms.

Private use limitation

The Digita.com Web site is for your own private, non-commercial use only. You are specifically prohibited from modifying, copying, distributing, transmitting, displaying, performing, reproducing, publishing, licensing, creating derivative works, transferring or selling any information, software, products or services contained here.

You are solely responsible for evaluating the accuracy and completeness of the information, services, systems, articles and data published ("Content"). The Content is intended for general information only and should not be construed as advice under the Financial Services Act 1986 nor should it be relied on in any individual circumstances. You are strongly advised to take appropriate professional and legal advice before entering into any binding contracts.

We recommend that you consult a suitably qualified adviser or tax specialist if you need advice.

Limitation of liability and disclaimer

All reasonable endeavours have been taken to ensure that Content is accurate. However, Digita and its content providers do not represent or make any warranty in respect of the accuracy or completeness of any of the information, content or software contained, distributed through or linked, downloaded, or accessed from any of the services provided. Furthermore, Digita does not warrant, represent or endorse the accuracy or completeness of any information provided by third parties and Digita shall not be liable for any information displayed on this site that has been provided by any third party.

Digita.com is designed for use by UK residents and the information contained within it relates to UK residents only.

THIS WEB SITE IS PROVIDED BY DIGITA ON AN 'AS IS' BASIS. Digita expressly disclaims any and all warranties, expressed or implied, to the fullest extent permitted by law, including, without limitation, any warranties for the information, data services, interrupted use, errors, omissions, delays, termination of service, loss of data for any reason, fitness for purpose and infringement of third parties' property rights.

To the fullest extent permitted by applicable law, and except in respect of death or personal injury arising from Digita's negligence, Digita hereby excludes liability for any claims, loss, demands or damages or any kind whatsoever with respect to this website, including, without limitation, any direct, indirect or consequential loss or damages, whether arising from loss of profits, loss of revenue, loss of data, loss of use or otherwise, the foregoing will apply whether such claims, loss or damages arise in tort, contract, negligence under statute or otherwise. If you are a consumer, your statutory rights are not affected.

Terms of use

Digita may provide an opportunity for you to contribute your ideas, comments, questions and other communications within message boards, chat rooms, email and other features. You may not use these systems to perform illegal or immoral activities. The following activities are not permitted on, or in connection with, this Web site:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Transmit any material that contains computer code designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment (e.g. software viruses).
  • Post or transmit any unlawful, fraudulent, libellous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, offensive or otherwise objectionable information of any kind, including, without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any law.
  • Impersonate anyone or any entity falsely stating or otherwise misrepresenting your affiliation with the person or entity.
  • Post or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes, or other unsolicited commercial messages.
  • You acknowledge that personal information disclosed by you on any community is disclosed at your own risk and may be used by others.
  • Digita reserves the right to terminate your access to this Web site or its systems without notice for any reason whatsoever.
  • Digita reserves the right to pass on your details together with copies of any postings in the event that it is required to do so by any statutory authority or you breach any of these terms and conditions.
  • Digita may at any time monitor any such message boards, chat rooms and so forth but does not do so on a continuous basis and cannot therefore be held liable for any postings made. Digita may at any time remove any posting that it believes is inappropriate or infringes any of the regulations above. If you see any postings which you consider to be inappropriate, please contact Digita to report the post and Digita will take appropriate action.

Privacy policy

Digita is committed to protecting your privacy. We are registered under the Data Protection Act 1998 and we will, on written request, disclose to you any customer information that we have gathered about you. We will give you the opportunity to correct any information we hold.

Personal information collected

No personal information is collected when browsing Web pages or using calculators within this site. Digita reserves the right to save information using a browser "cookie" as part of providing a personalised service. However, you cannot be identified by means of a cookie and can choose to accept, reject or delete a cookie.

Some online applications or services provided within this Web site require personal information to be entered. These systems have their own terms, privacy statements and policies in addition to the information contained within this document and you are advised to check each one carefully before deciding whether to proceed.

Email

Email addresses are required in order to register for features such as the newsletter service. All emails contain instructions to unsubscribe where appropriate.

Disclosure to third parties

We will not disclose your email address, name, postal address or any data that could identify you to a third party without first receiving your permission.

In general, most online applications provide an opt-in box asking if you would like to receive email notifications from Digita and selected third parties.

Security

Digita takes steps to ensure that your information is treated securely and uses encryption and authentication to protect sensitive information. We recommend that you do not divulge your Digita user ID or password to anyone. However, because the Internet is an open system, we cannot guarantee that personal information you have entered will not be intercepted and decrypted by others and will not be liable in the event this does occur. Any information you transmit to us is done so at your own risk. Once we receive your transmission, we will use our best efforts to ensure its security on our systems.

More information

If you want more information concerning the Digita terms and conditions, please email contact@digita.com.

Data protection compliance statement

Information regarding the data protection act is available at the dpaInformation Commissioner and dpaHMSO Web sites.

Digita has undergone thorough inspection for data protection compliance and complies with the following data protection guidelines:

The fair processing code

The identity of the data controller: Digita International Limited is registered under the data protection act, and is the data controller for all Digita Web sites.

Purpose for storing information: the Digita privacy statement describes the purpose for which information is gathered and stored.

Information held about individuals

Personal details: Digita ensures that clear guidelines are provided when users complete registration details for using an online application or service.

Web hits: Digita gathers Web page usage statistics, however, these are not traceable to individual users.

Emails: emails received by Digita may be archived for future reference, but all information is kept secure and is not offered to third parties.

Right to prevent processing for the purposes of direct marketing

Users who subscribe to Digita newsletters, which may contain direct marketing material, can cancel their subscription to these services. Digita does not have any plans to approach users with direct marketing, other than through these newsletters.

Digita will not disclose your email address to third parties or use it in any way for direct marketing other than for sending newsletters to which users choose to subscribe.

Right to take action to rectify, block, erase or destroy inaccurate data

Digita allows users to access and edit their details at any time.

Right of subject access

After receiving a formal request in writing, Digita can retrieve information stored about an individual within forty days. Digita is aware that it must protect the details it stores and reserves that right to take whatever steps it deems necessary to ensure it correctly identifies the individual requesting the information prior to releasing any such reports.

Conditions for processing sensitive data

All Digita systems contain information describing the processing that will be applied to personal data.

Links to third party Web sites

Links from the Digita.com Web site to third party Web sites are provided for convenience only. Digita is not responsible for the content, accuracy or availability of the information provided on a third party site, nor is Digita liable in the event any link fails to operate. Inclusion of such links does not imply an endorsement or recommendation by Digita of the content on such sites or any association with their operators.

Copyright and trademark notices

All content in the Digita.com Web site is copyright Digita International Limited of Exmouth, Devon, EX8 2NR. Digita and the names of Digita products and services provided within this site are trademarks of Digita International Limited or third party suppliers. No reproduction of any part of this website may be made, nor may any information contained in this website be copied, altered or adapted without Digita's prior written consent. Additionally, you may not reverse engineer, disassemble, decompile, alter, amend or adapt any part of this website or any software contained within it.

General

These terms of service are governed by the laws of England. You hereby consent to the exclusive jurisdiction of the English courts. These terms of service constitute the entire agreement between you and Digita and govern your use of this Web site. Any failure by Digita to exercise or enforce any rights shall not constitute a waiver of such rights. If any provision of these terms of service are found by a court to be invalid, you nevertheless agree that the court should endeavour to give effect to the intentions of the parties as reflected in the terms and the other provisions of these terms shall remain in full force and effect.